Spiritual Spotlight Series

Build Sustainable Income for Healers with Ruchi Pinniger

Rachel Garrett, RN, CCH / Ruchi Pinniger Episode 216

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From crunching numbers on Wall Street to coaching healers and heart-centered founders, Ruchi Pinniger—CEO of Watch Her Prosper—has walked the path from scarcity to spiritual abundance. 

In this conversation with host Rachel Garrett, RN, Ruchi unpacks how a single coaching session cracked her open to universal guidance and set her on a mission to help women rewrite their money stories.

What we cover

  • Money ≠ Math—It’s Mindset: Why our earliest “money moments” shape pricing, receiving, and growth—and how to reprogram them.
  • Prosperity for Practitioners: The gentle art of charging for healing work without guilt or second-guessing.
  • Frameworks that Actually Work: Multiple savings buckets, clarity budgets, and vision-driven action plans you can implement today.
  • Gen Z & the Future of Finance: Ruchi’s breakthrough workshop at Princeton and what it signals for the next wave of female leaders.

Why listen now:

If you’re a coach, healer, or purpose-driven entrepreneur who still cringes at spreadsheets, this episode hands you the mindset shifts and the tactical steps to turn money anxiety into calm, confident stewardship—just in time to map out a prosperous next quarter.


Check out Ruchi’s upcoming Redefining Prosperity Workshop here: https://watchherprosper.com/redefining-prosperity-workshop/
Use code PROSPER500 to get $500 off!

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Speaker 1:

Yay. Hello everyone, welcome to Spiritual Spotlight Series. Today I am joined by Ruchi Peniger. She is the founder and CEO of Watch Her Prosper. She takes the world of small business finance to the next level. She takes a holistic approach to her clients' needs. Not only does she provide financial guidance, bookkeeping and tax time readiness, she heightens her clearance, prosperity mindset, which is so important in this day and age. Thank you so much for coming on Spiritual Spotlight Series. I'm so happy you're here.

Speaker 2:

I'm so happy to be here with you and your listeners and feed into everyone. Thank you for having me.

Speaker 1:

So we're just going to jump right in and just say what inspired you to transition from a successful Wall Street career to founding. Watch Her Prosper.

Speaker 2:

Yes, well, listen, I was on Wall Street for lots of years and totally lost and feeling unfulfilled, like a lot of people in life, going through the motions and we have responsibilities, we have to pay our bills, care for our family. So a lot of times we get stuck in that rut and that was definitely me. And for a lot of years I was trying to figure out what do I want to do with my life, what is meant for me, and I even took a sabbatical and I took some time off. I did all these cool things and like volunteering at a nonprofit and cake decorating classes and floral design and fun things. And you know what I did. I went right back into my job and stayed there for a lot of years because I was too scared. I realized now, like the neuroscience behind it, the fear. I didn't want the change, I was too scared and ultimately I was sort of like in a position where I tried a new role. Internally it was. It was really not a good fit. I like cried every day at my office and but I'm not upset about it because it got me here I hired this amazing coach.

Speaker 2:

I left the corporate world. This coach was kind of like my first taste into spirituality, even though I knew it was in there deep down. She was the one who sort of said to me hey, ruchi, I know you want to know what's next, but we don't always know, we can't control everything. And she shared, like be open to the messages from the universe and see where it guides you. And I did exactly that, rachel. And what I figured out was there's so many amazing women who are entrepreneurs, who start a business and love what they do and are so talented, but they have all the stories I'm not good at the numbers, I don't know how to do this and that's the women I was starting to meet and I realized I can marry my passions and my skills. So all of that wall street background. I had always wanted to be a therapist and now many of our clients call me their financial therapist.

Speaker 1:

I love that. So how do you help your clients shift from a mindset of scarcity, which a lot of people have to want, to prosperity, and role to spirituality play in that transformation Well, I'll tell you the truth, when I first started the work, I didn't almost realize that this was a thing Like.

Speaker 2:

I thought this is just about the practical, tactical, doing the numbers and helping them with my skills and partnering with them to take that off their plate. But what I started to realize was, even with clients where we made or created goals and intentions and they met the goals and intentions, there was still stuff coming up and I started to see all the money, beliefs we carry with us and the language we use. And that's when I got certified in some neuroscience and spirituality and that's really when I started incorporating that work into the work we do. So really, it even starts back further. If I could rewind, that would be great, cause I think I could really add more perspective here.

Speaker 2:

Yeah, so as a kid just growing up with immigrant parents, um, and actually a single mom, cause we lost my dad pretty early on, I remember seeing all of my classmates and my friends and having all those designer things. So, like I'm a, I'm a, I'm an eighties girl. So for me it was the Jordanache jeans, and you know we didn't have the money to buy them and so, yeah, so we, we waited a couple of years until they were on sale and then we could afford them. But for me, I remember that and I remember going onto wall street and thinking, okay, now I've made it like I'm successful, I have money, now I can buy my thing Not Jordache jeans anymore, thankfully, but because different decade.

Speaker 2:

So I bought myself a Prada bag, which is a designer bag, and I thought that that would change everything. I thought it would change who I was, how I was living, and what I saw was nothing changed. In fact, I went into debt. I wasn't really as good at money back then. I've really learned a lot myself and it didn't change anything. And that was really for me a defining moment where I realized prosperity comes from the inside and it really is about the inner work, not about the external validation, whether it's validation from others or things. That really is important.

Speaker 1:

That is such. I love how you just put that. Why do you think so many people, especially women, feel guilt and shame surrounding wealth, and how do you help them overcome that?

Speaker 2:

Oh, I mean, a lot of it just comes from how we grew up, right, like if I asked all of you listening to think about, like you know, rich people are blank. You know what comes up. You know a lot of it, yeah. So a lot of it's from our childhood. A lot of it is also the stories you know based on what we saw. So, like when we're, you know, in the womb until we're 70 years old, we're basically living video recorders watching everything. So if you're seeing your parents fighting about money, like you're going to definitely have something around money. Maybe it doesn't feel safe to you, maybe it doesn't feel safe to hold it, maybe you think it's bad, right, so you're not. It's like really the perception you have and those subconscious beliefs, which is like 95% of how we're showing up, that is creating a lot of those stories.

Speaker 1:

Yeah, it is interesting as somebody who, like myself, I have done a lot of those stories. Yeah, it is interesting as somebody who, like myself, I have done a lot of money mindset training and I've done a lot of money Like I've hired coaches, like you did. I've. I've read books, I'm reading I think it's called magic mind right now, like it's like I'm always sifting through some sort of money mindset training. Like, do you ever feel like we get to a point where we're like we've done the work, now let's see, let's be prosperous, like it's it, but it seems like it's always evolving. There's another layer. I'm sorry, I'm just rambling on. Please, please, please, answer that. No, it's good, I love it.

Speaker 2:

I love it. No, I love what you said. It's so true, but we life is a journey. We are growing right, we grow, and then we sort of sometimes take a step backward and sometimes grow, like I like to say, like I said this earlier on the phone, about something else, like two steps forward, one step back, three steps forward, two steps back. So it is a journey, and I think a lot of us are walking around and here's, here's what it is. I can tell you what it is.

Speaker 2:

It is that our actions are incongruent with our thoughts. So what I mean is you're sitting around saying I want to be wealthy, I want to save, I want to be good with my money, but then you're all the time thinking we have what? 60,000 thoughts per day on average. They say, right, everyone's got different stats, so that's kind of the one I use, and the majority of them are negative, recurring thoughts.

Speaker 2:

So if you're saying that you want those things, but you're thinking all day like I'm not good at the numbers, I don't deserve it, there's never enough, you're literally I mean, we all know this, all of you listening are spiritually minded and maybe you've even gone through your own spiritual awakening, so you know like the universe is a mirror. What you're putting out is what you're getting back. So I love to share a tool that is actionable with all of you, and that is my RIR method tool. So what I love to share is recognize, interrupt, reframe. So I want you to like think about all day what am I thinking about? Recognize when you're having negative, disempowering thoughts, interrupt the thought, reframe it with a more positive thought, and and you can like really see how much you have to interrupt yourself every day, and then you start to create the new habits.

Speaker 1:

Yeah, I love that. I love that piece of advice you just shared. I think that is so valuable because I'll say for me, and something that I've been trying to do, is, instead of a fight or flight, going into what is it rest and digest like, really shifting from this heightened sense of awareness to more of a relax and calm down and reframe. So I love that you just did that. It's like almost taking ourselves out of a we, a lot of us that are listening, work a high stress power job, you know, and we're always going, going, going. So it is an interesting moment to be like okay, like all right, we need to take a step back and we have to be able to reframe. So I like that you gave that piece of advice.

Speaker 1:

I think that's so important because we're always like it is interesting money, mindset, work. I feel like there's a lot of triggering thoughts around looking at money, mindset and especially people that are in the spiritual realm, like what's a big thing? You hear I'm sure you've heard this a lot of time as a healer, I don't want to charge for my services. I'm why, why I should be able to give this way for free, like you know. But it's like it goes to an energetic exchange, and money isn't also an energetic exchange. And I would ask you this have you had people that have come to you that don't feel comfortable charging for their services? Have you ever had that experience?

Speaker 2:

Absolutely Are you kidding me Absolutely? Like, oh my goodness, I'm thinking of a client who came to me years ago and and I said to her I mean she was like literally losing money on projects. You know she was. She was way undercharging, over delivering, I mean I mean physically cash wise losing money. And and I was like what are you doing, girl? Like any? Look, it's a judgment free zone here.

Speaker 1:

Right All of this work we do at.

Speaker 2:

Watcher Prosper, with love, judgment free and just in a really supportive environment. So it was like I'm kind of playing right now when I'm saying it to you, but I want you to know when it's real and I'm with a client who's feeling like that, of course you know we create a really safe space for them.

Speaker 1:

It's a feeling to not feel comfortable to charge. That's a valid feeling to have and we've been shamed as healers to charge feeling to have, and we've been shamed as healers to charge.

Speaker 2:

So it's a double edged sword. Sorry, go ahead. It is a double edged sword and so it's just like reminding you. You know it's not a charity, right? Like you, you need to pay for your bills. Like, a lot of healers who have that mindset are living in a place like where they can't do the things that they want to do to take care of themselves and they're like sort of like healing people to do other things but they're living in lack and scarcity.

Speaker 1:

I mean physically living that way, as well as emotionally and mentally.

Speaker 2:

Yes, yes, I see it so often. So with this client, you know, many years ago I was like we, we need to make a change and and you know her, her revenue and profit, like she's she is about to hit seven figures, like we were talking about it recently. And she's just like looking back at what we're doing. And I'm not saying, by the way, seven figure businesses are for everyone, because there is, there is a commitment to that. You need to build a team and you know so there's you can have.

Speaker 2:

I just also, I want I think this is important because I talked about the seven figures I need to address it and I don't want anyone feeling shame around not wanting seven figure businesses. You can have a $5 million business and have no money in the bank and have lots of debt and be living in that way. Or you can have a quarter $250,000 business and have so much money in the bank and everything you want and have money saved for taxes and live a beautiful, prosperous life. So it's not about how much you make, it's how much you keep and how you plan for your cash, and that's really important too.

Speaker 1:

I love how you just put that. That is so important. And also, how do you define your happiness? What are your goals? My goals and your goals could be completely different, you know, like I've I've been told you know by my partner. He's like money isn't everything, like our quality of life is what is important. You know and and I'm like, well, like you know, I like that you put that, because what our goals are and how we're successful, it's, it's going to look different, vastly different, for every single person that's listening and also every single person that's coming to you for advice. It's going to be different, and I like that you give them space to probably also communicate what their wants and their desires and how. What does success look like for them? Cause you're right, it may not be a $20 million business, it could just be. I just want to be able to live my life.

Speaker 2:

Yeah, some people call it a lifestyle business, and I don't think there's anything wrong with that.

Speaker 1:

I was doing that for a while, and then yeah, lifestyle business.

Speaker 2:

And I did that for a while too, and I loved it.

Speaker 1:

And then what I realized, just personally for myself, I knew I wanted to make more of an impact because it's you know, the money stuff is such an important thing for us as women especially, so I like how you just answered that and I'm going to ask you this what do you feel are some unique challenges women-owned businesses face today, and how does Watch Her Prosper address those?

Speaker 2:

Yeah, I mean I think that the judge, first of all, the judgment. A lot of us are walking around with judgment and you know, what we want to do is help you let go of the judgment and a lot of times judgment comes when, when we start to dig into the numbers. So, really reframing that and knowing that the numbers are just the data to help guide you and to get you get clarity on what's working and what's not and help you plan. But yeah, I mean, we are in. We are in a world where we have you know, in 50 years ago we needed a man to sign for our credit, right Like we we have to make we're in.

Speaker 2:

We're in a world where we need to make societal changes and generational changes, and that's just reality. So the societal changes are taking time and so the work that I'm doing and you're doing and all probably many of your beautiful listeners are doing, are to make those societal changes and on the money front, it's like generational, like this work is for our granddaughters and our daughters and our nieces and our future generations to make them feel safe with money, and in fact, the younger generations are more comfortable talking about money. I will share something really interesting. The other day recently I spoke at Princeton University at a conference to these amazing, incredible young women and I thought we were going to be going in talking about like great money habits for entrepreneurs and just like more practical and tactical advice, and the whole time we talked mostly about money beliefs and money mindset and these women were so aware and I just was so impressed, like it really hits us at all generations.

Speaker 1:

That is fascinating and I and I do feel like the younger generations. They do seem, and they seem more keyed in to like universal knowledge. They seem more like tuned in to. Okay, yeah, I, this is a belief I may need to work on and shift, and they're asking you for practical advice on, well, how can I, how can I shift that belief that I'm not good enough or that my man needs to take care of my money? You know, like that's a, that's a belief that's ingrained to us, like you know, well, I'm not good with money, but my, my partner is like no, rachel, you need to look at that. And why do you feel like that?

Speaker 2:

Yeah, Well, a lot of it. I love that you said that because it makes me think of also, like another client, like I think about in the work that we had done together. What she realized when she was kind of going through a rough period was she realized that her dad, when she was younger, said to her you'll never make it without my money. Oh, yeah, ouch, you can feel that. Oh, yeah, yes, oh, I had to pause. You noticed the pause. I, yeah, yes, I had to pause. You noticed the pause. I need you all to take that in. Yeah, and she realized when she realized it is when she actually was able to like let go of that and sort of make money safe for her it's safe to make money and I'm like like sort of rise above that. And once she noticed it and started to work through that healing, she had like the best year of her business and met the man of her dreams who she's like very happily married to right now and she's like the breadwinner it's amazing.

Speaker 1:

I love that Like it's. It's so true. I and and the one thing I want to say and I feel like you are doing this with your clients and you kind of hit on this before is that we can have these beliefs and work on our beliefs, but then we have to take action steps. So how do you move your clients from? Okay, I've worked with mindfulness and I've worked with you, know I we have some spiritual tools that we might be using, maybe tarot cards or whatever, like how do we take it from we're in this kind of thinking and moving and energetic moving to okay, now we need to be in action step mode. How do you shift that?

Speaker 2:

I love that you asked that, because that brings up something really important. One of the things through the work that I've been doing with women all of these years since I started was helping them to redefine prosperity. So we talked about, like how that thing for me, that Prada bag, I thought it would change everything and it would you know. Like how that thing for me, that Prada bag, I thought it would change everything and it would you know mean something was different in my life. But what I have found is that there's three pillars to redefining prosperity and this is where I focus with our clients and also just in speaking to amazing women like we are here, and men, everyone.

Speaker 2:

And so the three pillars of redefining prosperity are well-being, spirituality and healthy relationships with people and money. So really it's like a very holistic approach we're taking. So think about like those three circles of a Venn diagram, and when you're living, you know your fullest in all of those areas. That's how you live your most prosperous life. So I like people to get clarity on those three areas and and then start to take action steps that align with those areas. So just to touch on quickly each of those like well being.

Speaker 2:

You know there's the obvious well being taking, you know, sleeping well and eating well and all that, but really, what I'm asking you to think about is what are the things that really bring you joy. Like I want you to spoil yourself. Like, think of yourself as your best friend and it's your birthday like the way, the way you would, what would you do for your best friend? And what are the things that make you so happy? So, and that can be in all budgets, by the way, like for me, it's just like filling out my PJs and binge watching my favorite shows, or something that actually costs money, which is spending time with amazing other women in, like more spiritual retreats. That, like, really feeds me and brings me into, like, my spiritual bubble. So so doing this well is like focusing on your wellbeing can come at all those budgets.

Speaker 2:

And then we talked about spirituality. I mean, that's why we're here. Everything is about spirituality. But really the whole thing with that RIR method, even and just knowing, like there there's something bigger than us as humans at play here, like we are divinely guided by universe, by God, whatever it is you believe in source, and and kind of making sure that whatever we're putting out, you know that that's being reflected back to us.

Speaker 2:

So so, being in those more empowered thoughts, and then the healthy relationships with people and money, like thinking about from a healthy relationship perspective who are you spending your time with when you are at your best and what is different about those? I want to believe that when you're at your best, you're around people that are uplifting you and rising you up and supporting you. You and you know when you're not at your best, you're likely around people that are you know you're gossiping and complaining with and you know, and so it's like a different vibe. So, really thinking about how do you want to feel every day and and who are you? How are you when you're around those people? Are you feeling those feelings that you want to feel every day?

Speaker 1:

And I really like the healthy relationships, like I as a pillar, I think that is such an important thing and, as you're saying, that I'm even tapping into a healthy relationship but also having healthy discussions about finances with those healthy relationships and how important that is and how many of us have knee jerk responses when we're talking about finances because it can be such a taboo thing but it shouldn't be and I'm like I got to tap into that pillar some more, like I love that. It's fascinating. It's because it's so important and it does relate back to money mindset or maybe how somebody said you can't be successful unless you have my money or you've made poor financial choices in the past, and it's like those, those, those conversations, stick with us and I and we have to be able to shift and release the energy on a spiritual pillar, which then I want to ask you this what do you think are some daily spiritual or financial practices that maybe you personally use to maintain balance and prosperity that maybe you personally use to maintain?

Speaker 2:

balance and prosperity. Yeah, I mean, gratitude goes far. So even just on those little things, like when you're making, when you're paying bills, when you're buying something, just show gratitude. I'm so grateful for the abundance that I have, that I have this money to pay this right, even like we've had situations where you know we have to pay like 20K because of a roof or a deck issue at our home and you know that can feel like just like whew, a big stab right in the heart, but instead I'm like I'm so grateful that we saved and that we have this money and that we have these resources. So just a gratitude is a really big one. And then you know your money habits. So we talked a little bit of you know.

Speaker 2:

Going back to, I'll answer your question and I want to kind of touch on the relationships with money. The healthy relationships with money is really like what is your money mindset? Do you feel you're deserving of money? You know, is your mindset to I can't handle money, I don't deserve it, money's bad Right. And then also digging into those money beliefs, and how does money feel in your body? Like when I, when you, if you sort of equate money to a person and money, walks into the room like how do you feel? I've heard people say, I feel suspicious, I feel suspicious, that was a good one. I'd be like, woohoo, yeah, girl, that's right. Yeah, so that's you. So you're already there, but some people like are not as empowered around it. Yeah, I mean, this has been like 20 years of me.

Speaker 1:

I mean, that's that's what kicked me in. To be very transparent with you, what kicked me on my spiritual path was money, mindset work Like that's where. That's what started me. It was like I mean, I lied when I really dug in and really wanted to learn more about how cause your subconscious mind. That's a whole nother topic, another day. But like really what kicked it up for me was, you know, doing money, mindset work, and that was probably well over, well long time ago long time.

Speaker 2:

So how did you? How did you? How did you become aware of that?

Speaker 1:

About money Cause I was, you know, I guess, as a young adult, young female and wanting to have my own business. You know, and I love, like I love Sylvia Brown and Montel Williams and you know Lily Dale and all of that stuff, and I remember this is going to be such a terrible story. I had a bad reading with a gentleman and he was like you're never going to be successful and I was like excuse you, I was probably like 19 years old, 19, 20 years old, and I was like excuse you, he was like it was just the way that he gave me this reading, and that's another. It was a conversation like never trust what a psychic says to you. You have to use discernment, and that took me a long time to understand that as well. But then I'm like well, how can I be more prosperous? How can I be more successful? And it led me on to like you know the law of attraction, law of like everything.

Speaker 1:

Like you know Abraham Hicks and then lover above, and then Amanda, for like so many different money mindset, teachers, trainers, on my own path, but then obviously expanded into like I'm a energy healer. I do a cosmic record to do a lot of stuff, but that really what's kicked it off for me, cause I'm like this doesn't feel right. You know this doesn't feel right. I see success in my life and I want to be successful, but I feel like something's not clicking. Do you know what I mean? So that's kind of what put me on that path of spiritual money mindset and I'm still obsessed with it today.

Speaker 1:

I love money mindset. I love money mindset work. It's just, it's fascinating to me. It's fascinating to me. Sorry, go ahead.

Speaker 2:

No, that's amazing, and I mean that really is all about tuning into your intuition. You knew that wasn't your truth and you went out to set, you know, to set that path. So then the other thing yeah, I love it. And then I went back and I taught at Lily.

Speaker 1:

Dale, because I was like I will show you, pal, and I actually am a teacher at Lily Dale. So there you go, mister.

Speaker 2:

That's right. You tell him I love it, I love it Creating your own destiny. That's right. So the other big thing on a daily basis, like it, it is those money habits Are you ignoring, are you saying you want to be on top of your money but then you're ignoring it, right? Or you know what are you doing around your money? You do need to do.

Speaker 2:

It's not just about the spirituality Well, it is about the spirituality but it's also about the practical, tactical and the alignment of of you know what you want, so you're clear on your vision and now taking that inspired and aligned action, which is looking at your numbers, understanding what's coming in and out, where can you be doing things different? What is bringing you joy and making you money? What can you do more of, what can you do less of? Like just really looking at that and planning for your, you know, planning for your profits and in terms of just like healthy money habits. So those of you, if you're business owners, really you know we we love to share with our clients about their, their money habits and saving strategies, creating multiple accounts so they have their operating checking account. But also, you know we have two separate savings accounts for them. One to save for growth and emergency, not just emergency, I like to put growth in there in terms of, like the spirituality piece and then taxes.

Speaker 2:

So saving for those, no surprises, planning.

Speaker 1:

I love that. I love that practical advice. I didn't think about having two savings accounts, but I'm like that's a great idea.

Speaker 2:

Go do it, you'll see the difference. Yeah, it feels so good when you're like, oh, I want to make this investment, and you're like, oh look, I have $8,000 in there, or 18,000, or 80,000, whatever it is. Whatever it is of your business and your needs.

Speaker 1:

I love that. Yes, girl, oh my goodness, I love that. So let me ask you this the number of women entrepreneurs is growing rapidly. What advice would you give to women that are just starting on their business journey?

Speaker 2:

hire you. I would say start with get, yeah, hire us, hire us, yes, no, yes. And start with getting a handle on your numbers right. Like start from the beginning planning, make sure you're paying yourself. Don't let all your stories allow you to undercharge, because that is a big thing. You know, we tell ourselves the stories, oh, it's a new business. I'm not that experienced. Is that really true? You've been doing this for 20 years in the corporate world and you're not that experienced. Hold on a minute. So let go of that.

Speaker 2:

And also practical, tactical. I really don't recommend hourly charging. I want you to think about how can you package your services in a more profitable way so you have some recurring revenue on a monthly basis, so you're not always feeling like you're having to sell, sell, sell, but you've got like think about the work that you do and is it something that somebody needs on a long term basis? And then how can you package it? Like at Watcher Prosper, we have clients for so many years because we are doing their bookkeeping, something they will always need and providing the financial guidance and the partnership with them. So it's not like you're always selling, selling, selling so energetically. You know we can focus on doing this work and, you know, like fulfilling our mission versus always feeling like we're stressed about the next sale.

Speaker 1:

Yeah, that's a really good point about how can you package up your services, because, let's say, as a reader or a healer, I mean you have opportunities to package up those services. But you're right, it's like it's like a one-off session, one-off session, one-off session, and then you're like I've got to make this amount of money and then we're in this, we're still in this scarcity mindset of I've got to hustle, hustle, hustle, and then you're depleted so that I yes, so yeah, and I'll let me give you a quick example.

Speaker 2:

Um, you know, before we wrap about, as a healer for those like you're a healer and a lot of your listeners, I imagine, are healers so thinking about if you're offering a standalone, let's just say you're doing a session for three hundred dollars. I have no idea what your numbers like, what people are charging for this, although I have a lot of healers, so I do have an idea. But instead of charging each individual and then waiting for the person to call you, how about packaging that into multiple sessions that expire after a period of time? And that's important that is very important.

Speaker 2:

Yes, not forever. And also maybe to up level, adding boxer support or some kind of connection, and you'll see a lot of people aren't even really using that support and you're getting paid in a packaged way that's more sustainable for you I love that.

Speaker 1:

That is such a good p. I love this so much. I love this so much. I'm so excited. So, before I ask you the last question if anyone is interested in learning more about your services and everything you provide, what is the best place for them to go to?

Speaker 2:

Yeah, so you can follow me on Instagram at watch her prosper. I love to hang out there with you with practical tactical tips and money mindset and my website, watch her prospercom. And those of you who are interested in like a little more on the redefining prosperity, I have a workbook you can download. Go to I want to prospercom and you can check that out.

Speaker 1:

So those are some of the ways I love that so much so for listeners that may be feeling stuck in their financial journey, what is one actionable step that they can take today to begin seeing their finances in a more holistic and prosperous way?

Speaker 2:

I want you to get clarity on what you want. That's what I want. So many of us don't even know exactly what it is we want. We get stuck there and so then we're not able to take that aligned action. So I always love to share with people, like kind of like, take a step back, book some couple, an hour or two on your calendar, give yourself some space and that's so important to light a candle, you know, cozy up with a blanket. And then I want you to really ask yourself, like where do I want to be in a year? What do I want to be doing? Who do I want to be hanging out with? Where do I want to be living? How do I want to be hanging out with? Where do I want to be living? How do I want to be feeling every day? And write those questions and answers down. And then I want you to create a vision for yourself.

Speaker 2:

The way I do that and everybody's vision could be different, but the way I do that is I write a letter to a loved one as if it's a year from now. I write a letter to a loved one as if it's a year from now and it's already happened. So I lost my mom early, when I was 15. So I love to do a letter to her and I say dear mom, you won't believe what a year it's been. And then, like, I tell her everything in that letter of like what's going on, and that becomes the clarity for you of like what you want, and then you can use that as your North star to take the aligned action and to make decisions for that next year. And you can do that every year or however often you want.

Speaker 1:

I love that. That is amazing advice. I love that I'm going to be doing that today. I want to thank you so much for coming to the Spiritual Spotlight Series. It truly has been amazing to connect with you today. It's been amazing.

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Rachel Garrett, RN, CCH